A gap in coverage makes auto insurance expensive for consumers. Many insurance agencies offer discounts for continuous coverage without any lapse because they see it as a sign of responsible driving.

At ALLConnecticut Insurance in West Hartford, CT, we believe you shouldn’t be in the dark about ways to save money on your insurance premiums. Many drivers drop their auto insurance policies when their vehicle breaks down and don’t have a car to drive, which is understandable. However, due to a gap in coverage, it can cost more to get insured again when buying a new car. One way to avoid this is to purchase a non-owner auto insurance policy, which could help you avoid coverage gaps.

What is a Non-Owner Policy?

A non-owner auto insurance policy provides a versatile solution for those who don’t drive regularly or own a car. It provides liability coverage for property damage and bodily injuries in a mishap, offering a level of protection that adapts to your needs. However, it doesn’t cover any damage to the vehicle you’re driving or your own injuries.

Non-owner policies aren’t just a solution to coverage gaps but also a financially wise choice. They are usually less expensive than a standard auto insurance policy, making maintaining insurance more affordable and avoiding a policy gap between vehicles. This allows you to stay protected without spending a fortune.

Do You Need a Non-Owner Policy?

Consider purchasing a non-owner policy in the following situations:

• If you frequently borrow cars from others
• If you use a car-sharing service or short-term rental
• If you often rent cars

Give us a Call Today!

Just because you don’t own a car doesn’t mean you shouldn’t consider an auto insurance policy. Contact us today at ALLConnecticut Insurance in West Hartford, CT, at (860) 232-7076. Let us discuss non-owner coverage options to protect you financially on the road and avoid coverage gaps between cars, potentially saving you hundreds in the long term.