Auto Insurance in Maryland

According to Maryland's Department of Transportation, Maryland law requires a minimum of $30,000 per person, $60,000 per accident of liability coverage for bodily injury per person. The law also requires a minimum of $40,000 of liability coverage per accident for bodily injury, as well as $15,000 for property damage as a result of a car accident. Because the state of Maryland has high auto accident rates overall, drivers in Laurel, Bowie, Silver Spring, Annapolis, Columbia and Baltimore, Maryland are required to attain the minimum level of insurance coverage or risk severe consequences, including a suspended license and even jail time.

Unlike no-fault states, Maryland follows a tort system, which indicates that someone must be found at fault in the accident to properly assign responsibility for the damages. The person found at fault will be responsible for covering the damage through his or her insurance company. For this reason, many insurance companies in the state of Maryland highly recommend that drivers carry more substantial coverage plans than the minimum amount the state requires.

Based on the fact that many insurance companies attempt to sell drivers higher insurance coverage plans, it's important for drivers to get the best value possible to avoid the potential financial burden that can come from paying for auto insurance. If you live in Laurel, Bowie, Silver Spring, Annapolis, Columbia or Baltimore, Maryland, it is in your best interest to compare auto insurance quotes from an independent agent. Mid Atlantic Insurance Financial is a credible independent agent that makes it easy for you to compare insurance coverage plans from multiple top carriers without the inconvenience of shopping around with several different agencies.

With the innovative new tool available on Mid Atlantic Insurance Financial's website, you simply submit your personal information and receive instant feedback regarding car insurance packages and quotes available for your unique needs. Comparing car insurance quotes from an independent agent is not only more convenient for the average busy Maryland resident, but also eliminates the problem of ulterior motives with most insurance agents affiliated with a specific company, since the primary goal of these agents is to persuade you to choose their coverage plan over the competition. When it comes to your auto insurance coverage in Laurel, Bowie, Silver Spring, Annapolis, Columbia and Baltimore, Maryland, get the best value for your needs by comparing quotes with Mid Atlantic Insurance Financial.