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You already know you need insurance on your Laurel, MD home, but do you know exactly what your policy does to help out in a catastrophe? Our Mid Atlantic Insurance Financial team has put together this short post explaining the importance of property insurance. Here are three ways homeowner’s insurance protects your family.
#1: Protection Against Fire and Theft
While the policy itself can’t keep a fire from breaking out or something breaking into your home, your insurance can protect you if one ever happens. Even small kitchen fires require thousands of dollars in home restoration work due to smoke damage. Replacement of personal property after a break-in can easily become expensive. Having insurance can help alleviate the cost of undergoing this type of process versus having to pay for it yourself.
#2: Rebuilding After Major Damage
An event that causes major damage might require the rebuilding of your home. Homeowner’s insurance protects your family by offering the ability to replace damaged parts of your structure without having to pay for those costs yourself. In the event of a catastrophic incident, this can be an absolute lifesaver and a real benefit to your peace of mind.
#3: A Place to Stay After A Catastrophe
After a major incident, you’ll need a safe place for your family to stay. Most homeowner’s insurance policies cover the costs of either staying in a hotel for the short term or finding a suitable rental home during a major rebuild of your home. By having proper insurance, you can keep from paying for this type of lodging out of your own pocket.
Mid Atlantic Insurance Financial proudly serves the Laurel, MD community and surrounding areas. Please contact us today to schedule an appointment or for a no-obligation coverage review.