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The holidays are a perfect time to have fun, relax and create indelible memories with friends and family. As such, it is vital to keep your living space safe to protect your loved ones. Here are some of the measures you could take;
Ensure that your home’s insurance policy includes a liability insurance cover
Even with all the above precautions, accidents could still occur in your home. A liability insurance such as the one provided by Mid Atlantic Insurance Financial covers you against such accidents. In such a case, the insurer will meet the accident’s medical expenses up to your policy’s limit.
Secure the home against intruders
The crime rate during the holiday season is usually high. Therefore, you need to secure your home against burglaries even if you do not plan on traveling.
Use secure decorations
Decorations are a major part of the holidays. However, you need to observe the highest standards of safety when installing them. Place any decorations close to the walls to avoid tripping. Hanging decorations should also be securely strapped to keep them from falling and hurting your guests.
Area rugs and carpets should be secured in place with non-slip pads to reduce the chances of tripping. Alternatively, you could temporarily remove them.
Be mindful of what foods your visitors eat
Most people are allergic to one food or the other. The last thing you want to be accused of is poisoning your guests through the food you provide them with. Ask or inform them in advance of the foods you have or intend to prepare.
The Mid Atlantic Insurance Financial Agency has been serving the Laurel, MD area since 2005. Contact us today for tailor made home insurance coverage options. You can also get a free estimate of your policy on our website.