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When Most Think about Insuring Their Home
When most people think about insuring and protecting their home, they think about protecting it from theft, storm, fire, and wind damage. Homeowners insurance is, of course, the primary method most individuals use to protect these homes.
A Serious Daily Threat to Your Financial Future
Many overlook another severe daily threat to your financial future. That’s the risk of being sued for an injury that might happen on your property. This is where liability coverage on your homeowner’s insurance policy plays such a significant role.
At Mid Atlantic Insurance Financial of Laurel, MD, we believe the better you understand your insurance coverage, the more likely you will choose us to safeguard your investment.
What You Should Know about Liability Coverage
Here’s what you should know about your homeowner’s insurance policy liability coverage.
You Have a Duty to Protect Visitors
Whether visitors are friends, relatives, neighbors, contract workers, or delivery people, you are responsible for ensuring their safety while on your property. You could be held financially accountable for injuries if they should get injured by a dog, slip and fall, or trip due to a loose rug or broken concrete.
This could be expensive in terms of settlements or judgments, and the associated legal costs could be devastating. Your homeowner’s insurance policy’s liability coverage can provide valuable relief.
While it can be easier to value your home’s structure, contents, and outbuildings, liability claims might be more challenging to calculate. Your liability coverage serves as your financial backup.
Learn More and Get a Quote Today
Learn more about the importance of liability coverage and get answers to your questions today. When you reach out to us at Mid Atlantic Insurance Financial of Laurel, MD, you will learn more about the liability aspects of your homeowners insurance and how they defend you. Contact us today.