Month: June 2024

Make Sure Your Business Insurance Grows as Your Company Grows

Posted on by AgentInsure

You had a concept, a goal, or even a passion. Perhaps you desired independence and wanted to be your own boss. If you followed your path, you may have started your own business in the Laurel, MD, area.

Of course, starting your business is one thing. Nurturing it and growing it is another. If you operate a growing company, your business insurance must grow with it. We can do that at Mid Atlantic Insurance Financial.

Protecting Your Business

Every time your business grows, it could create a need for better or improved coverage. Have you recently added staff? Perhaps you moved into a larger facility, purchased new equipment, or carried more inventory. These can all be reasons to quickly review your business insurance.

Business insurance protects you from far more than just fire, theft, or vandalism. It can also provide protection from financial losses associated with a liability claim. A carefully crafted business insurance program offers protection from loss of income, cybercrime, and more.

The more your business grows, however, the more critical it is that your commercial insurance keeps up.

Scheduling a Business Insurance Review

Staying on top of your business insurance is easy with Mid Atlantic Insurance Financial. We are qualified to review your business policy, no matter who issued it. We may discover gaps in your coverage and may provide a price quote should you prefer.

Reach out to us to discuss your business and your growing risks. You may not only get improved coverage but also greater peace of mind.

If you own or operate a business in the Laurel, MD, area, ensure your business insurance keeps up with your growth. Contact us at Mid Atlantic Insurance Financial.

Can Seniors Still Apply For Life Insurance?

Posted on by AgentInsure

Selecting a life insurance policy can be slightly confusing as we progress into old age. Many of us wonder if a life insurance plan is even worth it. If you’re having trouble choosing a plan or getting one, contact our Mid Atlantic Insurance Financial group in Laurel, MD to help you find the right fit for your needs. We look at all elements and can assist those on the fence about getting senior life insurance.

Can Seniors Still Apply for Life Insurance?

It’s a common misconception that many life insurance plans have age limits and are inaccessible to seniors. However, the reality is more inclusive. While some companies may have age restrictions, many welcome individuals aged 60 to 80. These companies offer term or whole life insurance plans, often requiring a medical examination. So, don’t let age deter you from exploring life insurance options.

Life Insurance Alternative

If you’ve found the search for a traditional life insurance policy to be challenging, take heart that there’s still a viable option: burial insurance. These policies are often guaranteed and can pay your chosen beneficiary. The best part? They typically don’t require a medical exam and won’t ask about your health or age. Knowing you have a backup plan, this alternative can provide peace of mind.

Pre-existing Conditions

If you have pre-existing health conditions, you’ll need to address them when applying for life insurance. The severity of the condition often determines if you qualify for life insurance. It’s important to note that life insurance is different from health insurance. If your health is already in decline, health insurance policies will often turn you down.

So, What to Do?

Contact us at Mid Atlantic Insurance Financial to help you get the coverage you need. We know your limitations and can walk you through what you qualify for. Get a quote now!