Do Freelancers Need Commercial Insurance?

If you’re a freelancer, you know planning for the unexpected is important. Whether you’re just getting your start in the gig economy or you’ve been freelancing for years, protecting yourself is vital for both your peace of mind and your emotional well-being. At Mid Atlantic Insurance Financial, we’re proud to offer Laurel, MD residents various insurance policies to meet your needs. Here, we’ll explore whether you need to consider purchasing a commercial insurance policy to protect your interests as a freelancer.

What Type of Insurance Does a Freelancer Need?

Several different types of policies can be helpful for freelancers. General liability insurance can help to protect you against accidents, like if a client has a slip and fall issue when entering your office for a meeting. This type of policy can cover many potential incidents faced by freelancers. 

Do Freelancers Need Commercial Insurance?

In a word, maybe. Commercial insurance can provide additional protection and may be necessary if you own a business property. You may also want to consider commercial insurance if you regularly drive for your business and don’t feel comfortable with only using your auto insurance policy to ensure that you’re protected. Your insurance agent will be able to work with you to help you decide whether a commercial insurance policy is the right fit for your freelancing business.

Reach Out to Mid Atlantic Insurance Financial, Serving Laurel, MD, Today

If you’re a freelancer who is curious about what type of insurance coverage makes sense for you, we’re here to help! Contact Mid Atlantic Insurance Financial, serving Laurel, MD, today to learn more.