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As a business owner in Laurel, MD, it’s your responsibility to research and educate yourself on the various types of insurance coverage that may be beneficial for your business, your assets, and your investments. Fortunately, the team at Mid Atlantic Insurance Financial is well versed in commercial insurance and capable of making well-informed recommendations on what coverage best suits your business model.
By state law, Maryland requires business entities with one or more employees to maintain workers’ comp insurance. This policy is designed to cater to employees’ medical bills for work-related injuries and general ailments that would otherwise fall back on you, the owner. This is one of the biggest risks as a business owner; if you provide a workplace for your employees, you have to protect them while they’re at work.
Commercial auto insurance usually comes highly recommended as well, because it protects against bodily injury and property damage.
You will want to invest in property insurance if you have a commercial building you operate out of. If you have inventory, machinery, and other equipment that your staff uses, property insurance will cover any theft or damage done to your business’s property, should an event occur.
Running a business is a huge commitment, and the work never stops. If you have a few trusted people around you, there’s no doubt that you will see major success in the Laurel, MD area. Mid Atlantic Insurance Financial is here to support and serve small businesses in Maryland as best we can. If you’re unsure about what coverage your business needs, contact us today.
We’re here to help you build a commercial insurance plan that will make your job easier, and allow you to focus on what really matters – building a successful business.