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Suppose you have a killer internet business idea. The business plan is in check, and you have already accumulated enough funds to execute your e-business in Laurel, MD. But have you thought about commercial insurance from Mid Atlantic Insurance Financial?
Yes, your business may not have a physical location, but that doesn’t mean it’s free from business risks. Do you have an online business? Do you know the business insurance options to consider? Here are a few commercial insurance coverages you can incorporate into your business.
Cyber liability
If you have a heavy online presence, it makes sense to invest in coverage that protects your data. Whether stolen or leaked, having your data out there is never a good thing. And worse yet, recovering from a data leak can be an expensive affair. For this reason, you must invest in cyber liability insurance to take care of the below costs following an online attack:
- Business interruption costs
- Notification costs
- Legal costs
- Public relations costs
- Negotiation costs
General liability coverage
Online and brick-and-mortar businesses must invest in general business liability to protect themselves when accused of bodily injury, property damage, and advertising injury. For instance, if your product causes harm to users, liability insurance covers medical costs and ensuing legal expenses.
Worker’s comp insurance
Do you have employees in your e-business? If yes, you must invest in worker’s comp insurance to protect your workers when accidents happen in your business. And that’s not all. This coverage covers partial loss of income when an employee can’t resume work because of injuries sustained.
Commercial property insurance
This coverage protects your business assets, including IT equipment, inventories, and so on. If you don’t want to start from scratch after the unthinkable, invest in commercial property insurance.
Protect your business today with commercial insurance!
If you are shopping or renewing your commercial insurance, look no further than Mid Atlantic Insurance Financial in Laurel, MD. We will provide you with a formidable business insurance policy that covers your business needs.