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Doing your research and informing yourself is an essential part of meeting your auto insurance needs. We can help you learn about all your auto insurance options at Mid Atlantic Insurance Financial.
The following are the three main types of auto insurance you should be aware of when you’re looking for a policy in Laurel, MD.
Liability coverage
Liability coverage is the most basic type of auto insurance coverage. Liability coverage is required by law in almost all states.
Liability coverage pays for damages the policyholder causes to the properties of others. Liability coverage also covers medical costs that the policyholder causes.
You’ll need to purchase liability coverage as a basic part of your auto insurance policy to meet legal requirements in Maryland.
Collision coverage
Collision coverage protects the policyholder against damages to his or her own vehicle. Without collision coverage, you may find yourself having to pay out of pocket for damages to your own vehicle in an accident. Investing in collision coverage gives you greater peace of mind and helps bring down the chances that you’ll suffer the loss of your vehicle in an accident without being compensated.
Comprehensive coverage
Although collision coverage protects you against damages to your own vehicle resulting from an accident, there are certain potential causes of damage that won’t be covered under collision coverage. For example, collision coverage typically won’t cover damage caused by fire or theft.
Comprehensive coverage provides coverage for numerous additional types of damage including damage from fire, theft, vandalism, and more.
If you’d like to learn more about auto insurance options in Laurel, MD, let us know at Mid Atlantic Insurance Financial. We can answer your auto insurance questions and provide you with helpful information to best meet your auto insurance coverage needs.