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Even in beautiful Laurel, MD, incidents can happen such as fires or burglaries that could cause you to suffer great losses. When you get a homeowners policy through Mid Atlantic Insurance Financial, you never really think anything bad will happen.
That is one of the reasons so many people never make the suggested inventory of their belongings. It seems like a lot of work, and if you’re lucky, you will never need it.
Tracking Your Belongings
Most of the insurance policy is covering the property itself, and unless you have extra coverage for particularly valuable items, your personal belongings will be insured for a much smaller amount.
When you make an inventory, you have a list that you can provide if you suffer a loss. With a burglary, the list helps the police too, because they can look for the items if they are being sold by the thieves.
When you don’t have the list, with the serial numbers and details of the items, and don’t have a really good idea of what was missing or destroyed. You may not recover your losses because you simply don’t remember what you had.
Making an Inventory Isn’t So Bad
There are some helpful tips for people making an inventory. First, you obviously want to keep the list somewhere safe so you can still access it in a disaster.
Another great tip is to make a video where you list your belongings, room by room. That way you can break the job down into easier steps.
If you live in Laurel, MD, don’t wait to do an inventory until it’s too late. If you need any help or want to talk about your homeowner’s policy, please feel free to call Mid Atlantic Insurance Financial today.