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Like many other states, every driver in Maryland is required to purchase auto insurance, or they could face stiff penalties. They’re also required to carry a minimum amount of liability coverage, which includes both property damage and bodily injury. And these amounts are $15,000 and $30,000 respectively. Maryland drivers are also required to carry a minimum of $60,000 in liability coverage for two or more people.
If you’re planning to move out of the state of Maryland or are planning to cancel your auto insurance policy, you are required to return your license plates to an MVA branch office, and you may have to provide your registration and other information in certain circumstances. This will apply if you are planning to move in or out of the state.
If you’re new to the state of Maryland or are in the market for an auto insurance policy, Mid Atlantic Insurance Financial in Laurel, MD has quality agents who have served the area for many years, and we have a variety of carriers from which to choose. So, you can be sure to find a policy that will meet your needs and fit your budget.
Penalties for Driving Uninsured in Maryland
Maryland drivers could face certain penalties if they don’t have an active auto insurance policy that meets the state’s minimum coverage requirements, which can include fines or a suspension of their auto registration. Their vehicle could also be impounded, and they could receive a citation from a law enforcement officer.
It’s against the law to drive without auto insurance in the state of Maryland, so it’s important to keep an active policy at all times. Otherwise, you could face the following penalties:
• A $150 fine for the first 30 days, and an additional $7 for each one after that (with a maximum fine of $2,500).
• A suspension of your vehicle’s registration and it could be impounded if you drive while it’s suspended.
If you don’t respond to any insurance notification from the MVA, your case will be transferred to the Central Collection Unit (CCU), and it will result in a 17% collection fee and an interception of your most recent income tax return.
Be sure to speak to an agent at Mid Atlantic Insurance Financial in Laurel, MD. We can help you get an auto insurance policy that will meet Maryland’s minimum state requirements, and we can get it to you at a price that you can afford.