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Protecting your place of business is a must. Not only is it your livelihood but it likely is for all your employees as well. With the amount of work and money you’ve invested into the property, it is important to protect it wherever possible. At Mid Atlantic Insurance Financial, we understand the importance of protecting your business with the right kind of commercial insurance. Whether your business is in Laurel, MD or a different region all together, understanding the difference of commercial insurance types is a must, so you know what to select when purchasing insurance for your business.
Property Insurance
This is one of the most common forms of commercial insurance, and if you own property, having this insurance is a must. It protects against loss and damage that harm the property. This often includes fire damage to a work place and possibly flood related damage sustained in the event of a fire.
Boiler and Machinery Insurance
This is typically for older buildings or for a facility where you use large machinery in the production or manufacture of items. It can protect against equipment breaking down and property damaged sustained due to the machinery breaking down.
Debris Removal
Here’s something you might not consider ahead of time. If your property is damaged in the event of a fire and needs areas replaced, other insurance coverage may not pay to have the debris removed. Debris removal is expensive, in which case debris removal insurance fills in these payment gaps.
Glass Insurance
Depending on your storefront and where you are located, your glass might be a prime target for break-ins and other forced damage. Replacing the glass constantly is expensive to do. Having glass insurance makes it easier to repair the glass and restore your workspace.