Month: June 2015

The Stats Don’t Lie: South Laurel, Maryland is for Families

Posted on by AgentInsure

If you are seeing a lot of families, in particular young families, in the South Laurel, Maryland area, your eyes are not deceiving you. According to the U.S. Census, we have plenty of them. Let’s take a closer look.

With a population of 26,112, South Laurel has grown by almost 30% since the year 2000. Our median age in the community is a low 32.9 years old. Over a third of the households here have families with someone who is under 18 years of age in them. The median income for a family in the area is $60,028.

This is good news for businesses in the 20708 zip code area target young families. But even if business is booming, your business can’t afford to waste money. That’s where Mid Atlantic Insurance Financial can help. We are an independent insurance agency that can help you get the most of your business insurance budget.

Our independent agents have the ability to get quotes from multiple commercial insurance providers. Because they are competing for your business, this allows us to present the most competitive rates possible. We do this without you having to sacrifice coverage.

We invite you to give us a try with your personal insurance. With a quick visit to our website, you can obtain comparative quotes on your auto and homeowners insurance. From there, we invite you to contact us for your business insurance.

The numbers don’t lie. South Laurel is a popular place to raise young families. It is also where you can save on your business and personal insurance with Mid Atlantic Insurance Financial. Contact us today and let’s get started saving you money.

Surprising Things a Laurel, Maryland Insurance Review Can Uncover

Posted on by AgentInsure

It may or may not surprise you to know that flooding is not only the most frequent type of disaster to hit our Maryland community, but it is the most costly. Just two years ago, new Flood Insurance Rate Maps were compiled, replacing maps that were almost 30 years old. If you haven’t had an insurance review in the last couple of years for your home or your business, it would be a good idea to do so.

A personal or commercial insurance review can uncover some surprising things. The status of any flood insurance you may or may not have is just one. A review will let you know if you even have coverage from accidental water damage from broken plumbing.

When you get an insurance review, you will know how much liability coverage you have. It will let you know if vehicles used for your business are covered. It will acknowledge whether or not your business insurance has kept up with the growth of your company.

Getting an insurance review is easy. Contact us at Mid Atlantic Insurance Financial and one of independent agents will assist you. Not only will an insurance review give you peace of mind, it may actually end up saving you money. You see, our agents are not tied to just representing one company. They can get quotes from a variety of companies. This can result in better coverage at the same or maybe even a lower rate.

You are also invited to get a free comparative quote on your homeowners or auto insurance. This can be accomplished right online from our website.

If it has been more than two years since you’ve had an insurance review, contact us today. We are Mid Atlantic Insurance Financial and we are proud to serve the Laurel area.

What You Can and Can’t Change About Your Life Insurance Rates

Posted on by AgentInsure

There are some things about Glenn Dale, Maryland we all love and would never change. The Splash Park, the friendly people, the variety of events and annual festivals in the area, and our relatively moderate year-round temperatures are among them. Of course we would change the Washington area traffic if we could, but we’ve learned there are some things you can’t change. The same can be said about your life insurance.

Life insurance premiums are based on a variety of factors. There are some factors you can’t change that affect your life insurance premiums, and there are those you can. Age, for example, is one of the biggest factors that impact premiums, but there is little you can do about that. You can keep in mind though, that the younger you are, the cheaper life insurance will likely be for you.

You can make some changes to your personal habits to positively impact premiums. If you are a smoker, giving up tobacco use will help. Those who are significantly overweight will likely pay more. Have a dangerous job or getting involved in risky recreational activities may also impact your rates negatively. Even a good driving record may help you secure more affordable premiums.

If you are considering life insurance, contact us. As an independent agency we have the ability to work with multiple companies in finding the best rates for you. We may also be able to help you by showing you how small lifestyle changes can save money.

If you are considering auto or homeowners insurance, try our online comparative quotes. You can get started from the convenience of any internet connection. Contact us today and learn more about how we work to save you money!

Need to Borrow Money? A Bowie, Maryland Source May be Closer Than You Think!

Posted on by AgentInsure

Bowie, Maryland has it all. We have easy access to the sports, entertainment and fine-dining options of Washington and even Baltimore, yet we are self-sustaining with our own amenities and services. Need quality healthcare? We have it. Schools? We offer solid public and a wide choice of private schools. We have our own shopping, parks and financial institutions. But if you are looking to borrow money, there may be an option even closer than one of Bowie’s banks.

Your life insurance policy could be the source for needed funds. You see, many life insurance policies, in particular whole life policies, build value the longer you have them. That means these policies will not only protect your loved ones in the event of your death, but they have a cash value that can be accessed while you’re living. To make it even more valuable, many policies have very attractive low interest rates for borrowing the money. These funds can be very handy and easily accessible in cases of emergencies or opportunities.

Should you die before paying the money back, the amount of your loan and any interest will be deducted from the face amount of the policy upon your death. Some view this cash value as a good way to force themselves to set money aside. If you don’t need it, you still have important life insurance coverage. If you do, it can be very helpful.

If you would like to know more about whole life insurance and how it can help you prepare for the future contact us. We are an independent insurance agency who can help you compare from multiple companies to make the choice appropriate for you. If you are in search of homeowners or auto insurance, we offer a convenient way to compare policies right from our website. Give it a try. We look forward to serving you.