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Laurel, Maryland is conveniently located between Baltimore and Washington DC. As a result, many people choose to commute north or south for work. There are still plenty of things to do within Laurel as well. Various small businesses exist and there are recreational facilities for the whole family.
With so many opportunities to be on the road, it’s important to pay attention to car insurance. When you have to add a learner’s permit to your policy, there are several things you will want to explore.
1. Cost of insurance
The cost of insurance is likely going to go up and that’s because there’s more risk involved. The insurance company knows that young drivers are one of the largest demographics responsible for causing accidents. There is good news, however. Agents can work on finding quotes from different car insurance companies and one may come in cheaper than your current company.
2. Increase in liability
The minimum liability in Maryland may not be enough. You may want to increase coverage for personal injury and property damage liability to protect yourself financially.
3. Other coverage options
As you are making changes to your policy, it’s a good idea to look at some of the other coverage options that you may be missing out on. This can include collision and comprehensive coverage, rental car coverage, as well as uninsured and underinsured motorist coverage. Our agents can get you quotes so you know how much more it would be each month to add these coverage options so you are protected against it all.
Adding a learners permit to your policy may be necessary once your children become of driving age. However, there are ways to explore the cost of coverage.
Contact one of our agents today and let us get quotes for a policy in Laurel, Maryland.