Month: November 2014

Compare Cheap Auto Insurance Quotes in Colesville, MD

Posted on by AgentInsure

Nobody wants to pay too much for anything these days, and when it comes to car insurance, people aren’t too happy that they have to pay anything at all. Unfortunately, if you live in Colesville, MD or elsewhere in the state you don’t really have a choice. Insurance is the law of the land in Maryland, but it’s a law you may come to appreciate if you ever have an accident. Before you go looking for auto quotes for insurance, however, it’s best to understand the requirements.

The law in Maryland specifies that you need three types of coverage: liability, uninsured/underinsured motorist and personal injury protection (PIP) coverage. Specifically, you need $15,000 of liability insurance for property damage and $30,000 per person for bodily injury, as well as equal coverage for uninsured/underinsured motorist insurance. For PIP insurance, you’re required to have at least $2,500 in coverage. If you have a car loan, don’t be surprised if your lender wants you to tack on comprehensive and collision insurance to be sure that their investment is safe in any contingency. For your own peace of mind, you might also want to add coverage for rental cars and roadside assistance.

Knowing the choices available to you and what may be required of you in terms of auto insurance is a great start, but to get the best deal, sooner or later you’ll need to start looking at some auto quotes. You can get quotes on auto insurance by calling around or visiting a dozen different websites of insurance companies, but this is not the easiest or most efficient way. If you visit our website, you’ll find the ability to compare live auto quotes from multiple insurers, allowing you to get the best deal possible on whatever insurance you want or need.

Independent Insurance Agents in Odenton, MD

Posted on by AgentInsure

Here at Mid Atlantic Insurance Financial, we are so pleased to be your best local option for an independent insurance agents in the area of Odenton, MD. The primary reason that we chose to open an independent agency is that we wanted to offer our clients the most choice possible.

We offer two primary types of insurance here at Mid Atlantic Insurance Financial. We are happy to combine policies for you so we can help you get the best possible price. Auto insurance is our most popular product, and we have a wide range of major providers to choose from. The policy that you choose is entirely up to you. We normally recommend that our clients consider a full scale auto policy so that the most protection is provided. A full scale auto policy will include liability coverage, which takes care of paying for damage that you may accidentally cause while you are on the road. It will also include collision coverage, which will pay for the damage to your car that may happen when you are in a wreck or when you run into something with your vehicle. Finally, a full scale auto policy will include comprehensive coverage, which takes care of situations like car theft and car damages due to weather disasters like hail damage.

Home insurance is our other main product, and we are able to provide you with a very high quality policy for a reasonable cost. Your home insurance coverage will include protection for your house, for all your personal items within the house, and for nearly everything that is on your property. The level of home insurance you choose is totally up to you. We can make sure that you have enough coverage to protect your home and belongings in case of any disaster.

One of the huge advantages of working with our independent agents is that we offer on the spot quotes from multiple major providers for absolutely free. You can use our live comparison tool to get quotes on the Internet in minutes, or call us anytime to get help with a new policy!

Insurance Agents at Mid Atlantic Insurance Financial, MD Ready to Help

Posted on by AgentInsure

Purchasing an insurance policy for your personal assets can be an important part of feeling confident that you can handle any obstacle that may arise. Depending on your goals and your situation, the best coverage and the type of policies that you need will vary. By working with insurance professionals, you can avoid complications and evaluate the policies without wasting time or effort.

Benefits of Working with an Agent

The insurance professionals at Mid Atlantic Insurance Financial offer key services and benefits that help you find the right policy for your specific goals. The primary services that you may expect is the ability to look at several quotes from a variety of insurance providers. You can look at the different policy options and ask about the plan to clarify the coverage.

Along with the basic services, you can expect advice and recommendations from an agent. Since an agent works around your goals and preferences, you can feel confident that the advice is based on your personal plans. Furthermore, an agent can help if a situation arises that requires you to make a claim.

Getting the Right Policy

As your independent agent, we recommend that you compare several policies and quotes before you finalize any insurance plan. Since we recognize that your needs and goals can vary, our professional agents listen to your concerns and preferences before offering any suggestions so that you can quickly evaluate your options and find a plan that is appropriate for your goals.

Working with insurance professionals can make the process of finding the right coverage options a little easier. The best plan for your situation and your goals may vary, but an agent can provide the assistance that you want or need. To learn more, call us today.

How To Get Cheap Classic Car Insurance in Maryland

Posted on by AgentInsure

As the proud owner of a classic car, keeping your prized vehicle looking pristine is probably one of your top priorities. While keeping the classics looking just like they did in their original heyday is obviously important, it’s also vital that you put the right protection in place for your vehicle. Classic cars are special, and they need unique classic car insurance that is geared especially for the unique value of your car. Any Laurel, MD classic car owner needs to have the right insurance for their vehicle, and it doesn’t have to be expensive, either!

Many people assume that classic vehicle insurance coverage is very expensive and difficult to procure, simply because it involves such a unique and special vehicle. In fact, your classic car coverage may not be any more expensive than the coverage for your regular (non-classic or antique) drivers. One of the great advantages of classic vehicle coverage is that you have the ability to control how much you end up paying for your insurance. There are several different ways you can be an active participant in creating your own cheap classic car insurance policy.

One way you can control costs is by choosing a higher deductible. With your classic vehicle, you may drive and use it less overall, and thus it is less likely to be damaged. When your vehicle is driven less frequently, you may find that you can raise the deductible with confidence.

Another way you can help keep your classic car coverage cheap is by working closely with your agent to explain how much you drive, how much the car is stored, and what type of improvements you’ve done to the vehicle. All of these things can play into a lower car insurance rate.

We at Mid Atlantic Insurance Financial are very happy to work with you to help you get the classic car coverage you need. Our live comparison quote tool gives you instant online access to quotes from several major carriers, all at once, so you can get quick access to the cheapest rates and best policies available.