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Everyone has advice on the best ways to save on auto insurance, and some ideas can be a little quirky. When you’re looking for certified insurance agents in the Laurel, MD area to help you find the best deals, though, the process doesn’t have to be complicated.
As a matter of fact, a little research goes a long way. You can start by getting instant quotes here on our website from the nation’s top insurers. These tips will also help you find the best quotes and the best coverage to fit your budget.
1. Independent Agents vs. Direct Brokers
You might think that cutting out the middle man results in direct savings. The fact is, many people end up paying more than necessary for insurance when they go to a broker who works directly with the insurance company. Independent agents, like those in our office, have the freedom to match you with the best quotes possible. Because we’re not committed to working with any one specific agency, we can also get you several different quotes at one stop, so you’ll save both time and money.
2. Discounts Worth Asking For
Some discounts are so situation-specific that they’re not generally advertised or well known. The following situations are just a few of the scenarios that can save you more than you might expect:
- If you’re a student on the honor roll or dean’s list, you might qualify for a good-student discount
- If you only drive a few miles each day, you might qualify for a low-mileage plan; insurance agents know that those who don’t drive as much get into fewer accidents.
- If you’ve recently taken a defensive driver’s course, you may be eligible for discounts
3. Compare coverages, not just the bottom line.
It’s tempting to go with the least expensive, reasonable-looking quote available. But the cheapest policy isn’t necessarily the best. Our agents will work with you as you take the time to read through your policy and compare specific coverage options.