I own a business in Laurel, Maryland that has been forced to shut down because of a power outage. Am I covered for these losses?

A power outage is a very serious problem for businesses around the country as it causes them to shut down. In some states businesses are affected by brown outs from time to time and can be a real problem for companies with merchandise that expires. To help protect themselves from power outages and other perils a company will buy a business policy. Here are some things about business policies that you will want to know.

What Your Business Policy can Do for You

• One way that a business policy can help you is by providing coverage in case the power goes out. A company can lose a lot of money when they are without power so the policy will cover the losses in cases with no power.
• If your company uses vehicles to service customers, then your policy can cover the auto risk exposures that you can face as a result of having a fleet of vehicles.
• You can also have liability protection from possible lawsuits from people that have been hurt at your companies location. All someone has to do is slip and fall and you could be facing a lawsuit for injuries. Your policy will help cover these kinds of exposures.
• Your commercial insurance policy will also cover dwelling losses. If your building is lost to a fire or other covered peril in the District of Columbia or Washington, then you policy will have the power to help rebuild the premises.

If you have any questions about your commercial insurance policy in Laurel, Maryland, then you will need to contact your independent agent today. As your agent we can help you get a policy to fit your needs. We can also answer any questions that you may have.