No one ever wants to be involved in auto accident. Just the thought of having to wade through all the insurance paperwork and dealing with the repair shop can be tiring. To help encourage people to drive safely insurance companies have started provided a No-claim bonus for safe drivers. Here are some things that you need to think about when getting a car insurance no-claim bonus.
Some Thoughts About Your Car Insurance No-Claim Bonus
- Your no-claim bonus is something that is given to you for not filing a claim. The longer you are claim free the more your bonus will be.
- Your bonus is not transferable to another person. It is issued to the person that deserves it. However, you may be able to have it transferred to another car. Just make sure to call your insurance provider before making the change.
- The bonus can have a time frame for up to three years. It really depends on which company is offering the bonus to you. Before you wait too long make sure that you have a clear understanding of when the bonus will expire.
- This type of bonus can save you a lot of money. If you have a record that needs work, try and drive safely so you can earn your no-claim bonus soon and stop mission out on the savings.
If you have questions and live in Laurel, Maryland, then you are encouraged to contact your independent agent today. As your auto insurance agent we can assist you by answering all of your questions. It is important that you give us a call so that we can give you specific details for your circumstances so we can help you maximize your benefits regarding your auto insurance policy.