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After you’ve had a big winter storm blow through the Mid-Atlantic region, there are often lingering problems. Maryland can be particularly hard hit, especially in places like Laurel. If you’re one of the people who’ve seen your home or auto damaged by a bad storm, it’s time to talk to your insurance company and make a claim. Sure, you want to clean up the mess, but you also want the adjuster to clearly see the damage that was done. Leave things where they are if possible. If you can’t do that, take good, clear pictures of the damage and document everything.
That way you’ll have a better chance of making sure that the damage is understood and paid for. Your insurance company will have questions for you, so make sure you answer all of them honestly. It’s much better to be upfront, even if you’re concerned that could affect whether you’re covered or not. You may also need to have your home or auto inspected, in order to determine whether unseen damage was done. A roof problem, for example, could affect your home at a later date by causing leaks.
Don’t just assume everything is fine if you don’t see any obvious damage. It’s always best to check things out, and if you have any questions you should call in a professional to assess the structure. It can get expensive to have someone examine your home every time there’s a storm, but if you have it done after a particularly bad storm you can see what the inspector looks at so you’ll know what to look for the next time there’s a storm. Damage that you can spot because of your new knowledge may be something that can be fixed much more easily than damage that was allowed to continue. That will save you and your insurance company money.